State RegulationsMI specificDifficulty 1/5
Under Michigan law, dependent child coverage under an accident and health policy must remain available until the child reaches what age?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
M.C.L. 500.3403 requires a Michigan accident and health policy that covers dependent children to make coverage available for a child until age 26, on the same terms as any other dependent. The Michigan Department of Insurance and Financial Services (DIFS) enforces this mandate. Practical effect: parents may keep adult children on a Michigan health policy until 26 regardless of employment or student status.
Why the other options are wrong
- B) Age 18 is not the Michigan dependent age limit; M.C.L. 500.3403 extends eligibility well beyond 18.
- C) Age 60 has no role in Michigan dependent child eligibility and is far beyond the statutory limit.
- D) Age 65 relates to Medicare eligibility contexts, not to the Michigan dependent child age limit.
Memory hook
Dependents ride until 26 — Michigan keeps adult kids on the plan.