State RegulationsMI specificDifficulty 1/5
Which citation identifies the Michigan statutory framework that governs blanket insurance?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Blanket insurance in Michigan rests on M.C.L. 500.701 of the Michigan Insurance Code, working together with the Chapter 34 disability and health subsections at M.C.L. 500.3402d through 500.3402g that adapt policy requirements to blanket coverage. Knowing this mapping matters in practice because a blanket arrangement is tested against these specific provisions rather than the generic individual-policy rules.
Why the other options are wrong
- A) The Chapter 77 provisions govern the Life and Health Insurance Guaranty Association, not blanket coverage.
- B) R 500.651–.669 are the Michigan Administrative Code advertising rules for accident and health products, not the blanket insurance statute.
- D) M.C.L. 500.3407b governs the use of genetic test results in underwriting and has nothing to do with blanket groups.
Memory hook
500.701 plus 3402d through g blanket the group.