State RegulationsMI specificDifficulty 1/5
An insured gives notice of an accident and health claim in Michigan, but the insurer does not furnish claim forms. Under Michigan law, within how many days after notice of claim should the insurer supply the forms?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
M.C.L. 500.3413 requires the insurer to furnish claim forms within 15 days after receiving notice of claim. If the insurer fails to send the forms within that period, the insured satisfies the proof requirement by submitting any written proof of loss, so the claim cannot die from missing paperwork.
Why the other options are wrong
- A: 10 days is the standard free-look period and the monthly grace period, not the form deadline.
- C: 20 days is the notice-of-claim period, which comes before the form obligation.
- D: 30 days is the free-look period for Medicare-eligible solicitations and the defect-notice period for clean claims, not the form deadline.
Memory hook
Forms fly in 15 — or your own writing counts.