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Which Michigan provision requires health coverage for an insured's adopted children?

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Answer & full 3-part explanation (select an option above, or peek)

Why D is correct

M.C.L. 500.4426 is the Michigan adopted-children provision, requiring coverage of adopted children under policies providing dependent coverage. The Michigan Department of Insurance and Financial Services (DIFS) oversees compliance with this and the related child-coverage mandates.

Why the other options are wrong

  • A) M.C.L. 500.3406g addresses non-custodial-parent enrollment.
  • B) M.C.L. 500.2264 addresses disabled-dependent continuation past the age limit.
  • C) M.C.L. 500.3403 addresses newborn coverage and the age-26 dependent limit.

Memory hook

Adoption gets its own number: 4426.

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