Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Under the PPACA metal tier system, which pairing of plan tier and minimum actuarial value is correct?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
The metal tiers describe the minimum actuarial value — the average percentage of covered expenses the plan pays for a standard population. Bronze covers about 60%, Silver 70%, Gold 80%, and Platinum 90%. The higher the tier, the lower the member's expected cost-sharing (and generally the higher the premium).
Why the other options are wrong
- B) 50-60-70-80 understates every tier by 10 points; no PPACA metal tier is valued below 60%.
- C) 70-80-90-100 overstates the tiers and no plan is assigned a 100% actuarial value standard.
- D) The 65-75-85-95 spread is not the statutory schedule; the law sets 60/70/80/90.
Memory hook
B-S-G-P = 60-70-80-90. Ten points per tier, like climbing a staircase of coverage.