Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Which statement correctly describes what Medicare Part A covers?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Medicare Part A (Hospital Insurance) covers inpatient hospital care, skilled nursing facility care following a qualifying hospital stay, home health care under limited circumstances, and hospice care for beneficiaries with a terminal illness. Physician fees and outpatient services are covered by Part B, and most outpatient prescription drugs are covered under Part D rather than Part A. Knowing which benefit belongs to which part is the foundation of the senior products section tested under AH-III.D.1c.
Why the other options are wrong
- B) Physician and other provider fees plus outpatient care are Part B benefits, not Part A.
- C) Part A covers far more than inpatient care — it also includes skilled nursing, some home health, and hospice.
- D) Prescription drug coverage is provided through Part D; Part A does not operate a stand-alone drug benefit.
Memory hook
Part A = beds, rehab stays, hospice hugs, and a bit of home help. Part B = doctors and outpatient.