Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
Which person is eligible for Medicare coverage?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Medicare eligibility includes: people age 65 or older who are citizens or qualifying legal residents, and people under 65 who have received Social Security disability benefits for 24 months. Special immediate eligibility applies to people with end-stage renal disease (ESRD) or ALS. The 58-year-old on SSDI for 2 years qualifies through the disability route.
Why the other options are wrong
- B) Medicare generally requires age 65 (or disability/ESRD/ALS); being a citizen alone does not qualify a 60-year-old who has never worked.
- C) Chronic illness alone does not qualify someone under 65; they must meet the SSDI 2-year or ESRD/ALS tests.
- D) Early retirement with a pension does not trigger Medicare; the age-65 requirement still applies.
Memory hook
Medicare opens the door at 65 — or earlier through three fast passes: 2 years of SSDI, ESRD, or ALS.