Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Which of the following is a type of Medicare Advantage (Part C) plan?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Medicare Advantage (Part C) plans are private-plan alternatives to Original Medicare, and they come in several models, including HMOs, PPOs, Private Fee-for-Service (PFFS) plans, and Special Needs Plans (SNPs). A Medicare Advantage PPO offers network flexibility with lower cost-sharing in-network and the ability to see out-of-network providers at higher cost. All MA plans must provide the same benefits as Original Medicare and may add extra coverage.
Why the other options are wrong
- A) A stand-alone PDP is a Medicare Part D product that provides only prescription drug coverage; it is not a Medicare Advantage plan.
- C) A Medigap plan supplements Original Medicare; a beneficiary cannot use Medigap together with a Medicare Advantage plan.
- D) An employer cafeteria plan is a workplace benefits arrangement that offers employees choices among benefits, not a Medicare plan type.
Memory hook
MA plans come as HMO, PPO, PFFS, and SNP. PDP and Medigap are not Medicare Advantage.