State RegulationsMA specificDifficulty 2/5
The Massachusetts Division of Insurance issued guidance on mental health parity in Massachusetts DOI Bulletin 2013-02. What is the subject matter of that parity guidance?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Massachusetts DOI Bulletin 2013-02 is the Division of Insurance's guidance on the implementation of mental health parity, explaining how the parity statutes — including M.G.L. c. 176A, § 8A and its companion provisions — are to be applied by carriers writing health benefits in the Commonwealth. The bulletin operates as regulatory interpretation of the parity framework, not as rate, licensing, or Medicare supplement guidance.
Why the other options are wrong
- B) Premium rate filing procedure is outside the bulletin's subject; Bulletin 2013-02 concerns the application of the mental health parity statutes.
- C) Producer examination content is a testing-program matter, not the subject of the Division's parity bulletin.
- D) Medicare supplement disclosure is governed by the Medicare supplement rules such as 211 CMR 71.13, not by the mental health parity bulletin.
Memory hook
Bulletin 2013-02 is the DOI's parity playbook — how the parity statutes get applied.