State RegulationsMA specificDifficulty 1/5
Under which Massachusetts authority is the uniform format of the Medicare supplement outline of coverage prescribed?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
The Massachusetts Division of Insurance prescribes the outline of coverage format for Medicare supplement policies at 211 CMR 71.98, Appendix F, which works together with the delivery requirement in 211 CMR 71.13. M.G.L. c. 175, § 187H is the limited life-policy free look, RR 515.014 addresses the MassHealth exemption for long-term care partnership policies, and 211 CMR 65.09 contains long-term care disclosure requirements — none of them supplies the Medicare supplement outline format.
Why the other options are wrong
- A) M.G.L. c. 175, § 187H governs the free look for small-face individual life policies, not Medicare supplement disclosure formats.
- B) RR 515.014 concerns the MassHealth exemption in the long-term care partnership context.
- C) 211 CMR 65.09 sets disclosure requirements for long-term care insurance, a different product regime.
Memory hook
The med supp outline template is printed in 211 CMR 71.98, Appendix F — the format appendix.