State RegulationsMA specificDifficulty 1/5
In Massachusetts, how long is the initial open enrollment period for Medicare supplement coverage, beginning when the individual first becomes initially eligible for such coverage?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
M.G.L. c. 176K, § 3(c) establishes an initial open enrollment period of 6 months beginning when the person first becomes initially eligible for Medicare supplement coverage, and 211 CMR 71.10(3) implements the corresponding enrollment mechanics, including for individuals enrolled in Medicare Part B and for persons eligible before age 65. During this window the carrier must issue coverage without underwriting the applicant's health.
Why the other options are wrong
- A) Three months is half the statutory window; M.G.L. c. 176K, § 3(c) fixes the initial open enrollment at 6 months.
- B) Twelve months overstates the period; the initial open enrollment runs 6 months from initial eligibility.
- D) Eighteen months is not an open enrollment figure in the Massachusetts Medicare supplement framework; the statutory period is 6 months.
Memory hook
First eligible? You get six months of open doors for Med supp.