State RegulationsMA specificDifficulty 1/5
Where are the required benefit descriptions of Massachusetts' standardized Medicare supplement plans found?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
The standardized benefit descriptions for Massachusetts Medicare supplement plans are set out in the appendices to the Division's Medicare supplement regulations — including 211 CMR 71.90 Appendix A, 71.91 Appendix B, and 71.92 Appendix C. These regulatory appendices fix the exact benefit language for the Core and Supplement 1 packages, so neither the insurer's marketing literature nor any federal handout is the controlling source. Producers and insurers alike must conform their materials to the Massachusetts Division of Insurance's regulatory text.
Why the other options are wrong
- A) Marketing brochures follow the regulatory benefit descriptions; they do not define them.
- B) The controlling benefit text is a Massachusetts Division of Insurance regulation with its own appendices, not a federal producer handout.
- C) Policyholders file no annual report defining benefits; the benefit descriptions live in the regulatory appendices.
Memory hook
The standard benefit text lives in the Division's appendices — not in any insurer's brochure.