State RegulationsMA specificDifficulty 1/5
Which Massachusetts regulation prescribes the benefit standards for Medicare supplement policies issued in the Commonwealth?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
211 CMR 71.08 contains the benefit standards the Massachusetts Division of Insurance prescribes for Medicare supplement policies, defining what the standardized benefit designs must include. The other choices are neighboring but distinct regimes: 211 CMR 65.00 governs long-term care insurance, 211 CMR 34.00 governs life insurance and annuity replacements, and 211 CMR 95 governs variable life insurance solicitation. Matching the regulation number to the product is the skill this question tests.
Why the other options are wrong
- A) 211 CMR 65.00 is the long-term care insurance regulation, not the Medicare supplement benefit standards.
- B) 211 CMR 34.00 addresses life insurance and annuity replacement procedures, not Medicare supplement benefits.
- C) 211 CMR 95 regulates variable life insurance solicitation, an unrelated product line.
Memory hook
Med supp benefits live at 211 CMR 71.08 — the sevens-and-eights neighborhood of Medicare supplement rules.