State RegulationsMA specificDifficulty 1/5
What does the Massachusetts individual mandate require of adult state residents?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
The Massachusetts individual mandate, enacted in M.G.L. c. 111M, requires adult residents to obtain and maintain health coverage meeting the minimum creditable coverage standard. Massachusetts was the first state to impose such a requirement on individuals, and residents who lack qualifying coverage face consequences under the mandate framework. The requirement attaches to the resident's own coverage choice — it does not force enrollment in a particular employer plan or in unrelated product lines.
Why the other options are wrong
- A) The mandate requires minimum creditable coverage under M.G.L. c. 111M; it does not compel acceptance of any particular employer plan.
- C) Medicare supplement purchase is not what the individual mandate demands; the obligation is health coverage meeting the minimum creditable coverage standard.
- D) Long-term care insurance plays no part in the individual mandate of M.G.L. c. 111M.
Memory hook
In Massachusetts, coverage is a duty: every adult needs minimum creditable coverage.