State RegulationsMA specificDifficulty 3/5
The Massachusetts Division of Insurance has evidence that a producer violated a licensing provision and is weighing revocation. Which statement best describes the procedural path before discipline can be imposed?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Discipline in Massachusetts runs through process: under M.G.L. c. 176D, § 6 and the hearing framework of M.G.L. c. 30A, § 13, the producer is entitled to notice of the charges and an opportunity for a hearing before the Commissioner enters a disciplinary order such as revocation. The hearing is where evidence is tested and the producer responds; only after that may the order issue.
Why the other options are wrong
- A) Discipline does not attach on the Commissioner's signature alone; notice and the opportunity for a hearing precede the order under M.G.L. c. 176D, § 6.
- B) Administrative discipline does not require a prior criminal conviction; the regulatory hearing is its own proceeding.
- D) Appointing insurers have no role in deciding the state's disciplinary process; the hearing belongs to the Division and the Commissioner.
Memory hook
Notice, hearing, order — Massachusetts disciplines by process, not decree.