State RegulationsMA specificDifficulty 1/5
Within each Massachusetts continuing education cycle, what ethics requirement applies to a producer's coursework?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Each Massachusetts continuing education cycle includes 3 hours of Massachusetts-approved ethics under 211 CMR 50.04. The ethics component is a recurring part of every cycle's total — it is not a one-time course at licensure or at the first renewal, and it cannot be stretched to cover the rest of the cycle's hours.
Why the other options are wrong
- A) Ethics is expressly required: 211 CMR 50.04 builds 3 hours of Massachusetts-approved ethics into each cycle.
- C) The ethics requirement repeats every cycle; satisfying it once at the first renewal leaves later cycles short under 211 CMR 50.04.
- D) Ethics hours count only as their 3-hour component; double-counting them to fill the cycle's total defeats the requirement.
Memory hook
Three ethics hours, every cycle, Massachusetts-approved — never a one-and-done.