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State RegulationsMA specificDifficulty 1/5

After her first renewal, a Massachusetts producer settles into her ongoing continuing education rhythm. What does Massachusetts require for each subsequent renewal cycle?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

After the first renewal, 211 CMR 50.04 requires 45 continuing education hours in each 36-month renewal period, still including the 3 hours of Massachusetts-approved ethics. The 60-hour figure is a one-time front-loaded requirement; the steady-state cycle in Massachusetts is 45 hours every 36 months.

Why the other options are wrong

  • A) 60 hours is the one-time first-renewal requirement, not the recurring figure under 211 CMR 50.04.
  • B) The cycle is 36 months, not 12; a 12-month reading would multiply the burden the regulation actually imposes.
  • D) The requirement recurs every 36-month cycle, not every other one; skipping cycles is not permitted.

Memory hook

Steady state: 45 hours every 36 months — 60 was only the first hurdle.

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