State RegulationsMA specificDifficulty 1/5
Which Massachusetts authority governs the buyer's guide that must accompany the sale of a Medicare supplement policy?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
The Massachusetts Division of Insurance's Medicare supplement regulation, 211 CMR 71.13, contains the disclosure provisions for Medicare supplement sales, including delivery of the buyer's guide; buyer's guide requirements for health coverage generally also appear at 211 CMR 40.15. M.G.L. c. 176J, § 9 instead governs small-group continuation coverage, 211 CMR 50.04 governs producer continuing education, and RR 515.014 addresses the MassHealth exemption for long-term care partnership policies — none of which concerns the Medicare supplement buyer's guide.
Why the other options are wrong
- A) M.G.L. c. 176J, § 9 is Massachusetts' small-group continuation statute, unrelated to Medicare supplement disclosure documents.
- C) 211 CMR 50.04 sets producer continuing education requirements, not point-of-sale disclosure documents.
- D) RR 515.014 concerns the MassHealth exemption in the long-term care context, not Medicare supplement buyer's guides.
Memory hook
Med supp paperwork lives in 211 CMR 71.13 — the disclosure hub for Medicare supplement sales.