State RegulationsIL specificDifficulty 1/5
The Illinois Health Insurance Portability and Accountability Act, codified at 215 ILCS 97/1 et seq., is best described as addressing which subject?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
215 ILCS 97/1 et seq. is Illinois' own Health Insurance Portability and Accountability Act, a state statute spanning sections 1 through 50 that governs portability and continuation of group health coverage. It protects individuals who leave or change group plans, and the Illinois Department of Insurance oversees its operation, entirely apart from federal tax rules or property-casualty regulation.
Why the other options are wrong
- A) Federal tax rules for health savings accounts are federal law, not the subject of this Illinois portability statute.
- B) Rate filing procedures for property and casualty lines are handled under other parts of the Illinois Insurance Code, not 215 ILCS 97/1 et seq.
- D) Pharmacy benefit manager licensing is not the subject of the Illinois Health Insurance Portability and Accountability Act.
Memory hook
Illinois HIPAA = 215 ILCS 97/1 et seq.: group coverage that moves with you.