State RegulationsIL specificDifficulty 1/5
Which citation correctly identifies the Illinois Health Insurance Portability and Accountability Act?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
The Illinois Health Insurance Portability and Accountability Act is found at 215 ILCS 97/1 et seq., a statute spanning sections 1 through 50. The other citations are also Illinois insurance statutes, but each governs a different regime: the HMO Act, the Limited Health Service Organization Act, and accident and health unfair trade practices respectively. Accurate citation matters because each act carries its own obligations enforced by the Illinois Department of Insurance.
Why the other options are wrong
- B) 215 ILCS 125/1-2 belongs to the HMO Act, not the Illinois portability statute.
- C) 215 ILCS 130/1002 belongs to the Limited Health Service Organization Act, which governs plans limited to specified health services.
- D) 215 ILCS 5/364 contains unfair trade practices specific to accident and health insurance.
Memory hook
Portability in Illinois lives at 97/1; HMO at 125/1-2, LHSO at 130/1002.