State RegulationsGA specificDifficulty 3/5
A Georgia temporary license was issued after the producing agent's death. The temporary licensee now wants to keep writing insurance permanently. Which statement is correct?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-23-13, a Georgia temporary license — issued on grounds such as the agent's death, disability, or termination, or on the insurer's request — serves only to bridge the interim period. It is renewable up to a maximum total duration of 15 months but never transfers or converts into a resident license; anyone who wants to continue permanently must meet the ordinary qualifications for a regular license.
Why the other options are wrong
- A) There is no automatic conversion after 15 months — O.C.G.A. § 33-23-13 expressly provides that a temporary license does not transfer or convert into a resident license.
- C) Renewals are capped: total duration may not exceed 15 months, so indefinite renewal is impossible no matter how cleanly premiums are handled.
- D) The temporary period does not substitute for prelicensing education or examination; qualification for a resident license must be earned through the normal requirements.
Memory hook
Temporary is a bridge, not a destination — no free conversion in Georgia.