State RegulationsGA specificDifficulty 3/5
The holder of a temporary Georgia insurance license wants to continue servicing the policies permanently. What does Georgia law provide about converting the temporary license?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under O.C.G.A. § 33-23-13, a temporary license is a caretaker authority that does not transfer or convert into a resident license. To continue permanently, the holder must satisfy the ordinary requirements for a regular license, so relying on the temporary license to ripen into full licensure is a serious and costly mistake for a servicing producer.
Why the other options are wrong
- A) Completing prelicensing education alone does not convert the license; ordinary qualification is required.
- B) Reaching the maximum duration ends the temporary license rather than converting it.
- D) Settling the original agent's estate has no bearing on licensure.
Memory hook
Temporary never grows up — qualify separately for the real license.