State RegulationsGA specificDifficulty 2/5
In which circumstance may the Commissioner issue a temporary insurance license in Georgia?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-23-13, temporary licenses are issued only on limited grounds: the death, disability, or termination of the current agent, or a request from the insurer, so that the in-force business can be serviced while permanent arrangements are made. Voluntary retirement and appointment preferences are not statutory grounds, and a temporary license is never a substitute for prelicensing education.
Why the other options are wrong
- A) Voluntary retirement is not a statutory ground; temporary licenses respond to death, disability, or termination, or to an insurer's request.
- C) Wanting an additional insurer appointment is an ordinary licensing matter, not a ground for a temporary license.
- D) Prelicensing education is a prerequisite for regular licensure; a temporary license is never issued to work around it.
Memory hook
Death, disability, departure, or the company asks — those are the temporary triggers.