State RegulationsGA specificDifficulty 2/5
Which circumstance would properly justify the issuance of a temporary license to an individual in Georgia?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under O.C.G.A. § 33-23-13, the Insurance Commissioner may issue a temporary license when the licensed agent dies, becomes disabled, or is terminated, or when the insurer requests one — situations where in-force business needs servicing through a transition. The temporary license is not a device for bypassing examination or continuing-education requirements.
Why the other options are wrong
- A) Avoiding examination fees is not a recognized ground for a temporary license.
- B) Licensing chiefly to write the licensee's own interests is the controlled-business abuse, not a basis for a temporary license.
- C) Failing continuing education does not justify a temporary license; it is a compliance problem addressed through the Commissioner's disciplinary processes.
Memory hook
Death, disability, departure — or the insurer asks.