State RegulationsGA specificDifficulty 1/5
What is the initial duration of a temporary insurance license issued in Georgia?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under O.C.G.A. § 33-23-13, a temporary license issued in Georgia runs for 6 months and is renewable, subject to the statutory cap on total duration of 15 months. The renewal feature lets a deceased, disabled, or terminated agent's business keep operating — for example, so pending policies can be serviced — without immediately forcing a full licensing process on the temporary holder.
Why the other options are wrong
- B) A temporary license is not a 90-day nonrenewable stopgap; O.C.G.A. § 33-23-13 sets the initial period at 6 months and permits renewal.
- C) 12 months renewable once matches no Georgia figure; the initial term is 6 months under O.C.G.A. § 33-23-13.
- D) Saying the 6-month term cannot be renewed ignores the explicit renewability in O.C.G.A. § 33-23-13, bounded only by the 15-month total cap.
Memory hook
Temporary in Georgia: six months at a time, renewals allowed.