State RegulationsGA specificDifficulty 2/5
After a licensed agent dies, the insurer asks the Insurance Commissioner for a temporary license so the book of business can be serviced. Under O.C.G.A. § 33-23-13, how long may the temporary license run?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-23-13, a temporary license is issued for six months and may be renewed, but its total duration may not exceed 15 months. Grounds include the agent's death, disability, or termination, or the insurer's request. The device gives the insurer time to arrange for a permanent, fully licensed producer without letting a caretaker arrangement continue indefinitely.
Why the other options are wrong
- A) The license is renewable; the limit is on total duration, not on renewal itself.
- C) A temporary license is a short caretaker authority, not a standard two-year term.
- D) Fifteen months is the total cap, not a per-issuance term, and renewals are not unlimited.
Memory hook
Six-month bites, 15-month leash for Georgia temporary licenses.