State RegulationsGA specificDifficulty 3/5
Which statement correctly describes Medicare Supplement enrollment rights for Georgia residents?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Georgia follows the federal Medicare framework: the Medigap open-enrollment period is a six-month window that begins when an individual is both eligible for Medicare by age and enrolled in Part B, during which insurers may not deny or rate coverage for health reasons. See O.C.G.A. § 33-43-1 et seq. for Georgia's Medigap statutory framework. Georgia has no birthday rule, so no annual guaranteed-issue right exists outside limited special-enrollment situations.
Why the other options are wrong
- A) Georgia has no birthday rule; no annual open-enrollment right is created by the resident's birthday.
- B) Guaranteed issue is limited to defined windows such as open enrollment, not available at any time or age.
- C) Open enrollment is triggered by Medicare eligibility and Part B enrollment, not by their absence.
Memory hook
One window when Part B starts — no birthday gifts in Georgia.