State RegulationsGA specificDifficulty 2/5
An insurer wants to begin advertising a Medicare supplement policy in Georgia. What must the insurer do with its Medigap advertisements before use?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-43-7, Medicare supplement advertisements must be submitted to the Insurance Commissioner for approval before use in Georgia. This prior-approval regime, together with the no-duplication rule of O.C.G.A. § 33-43-3(a), protects seniors from misleading Medigap marketing.
Why the other options are wrong
- A) Publication is not the requirement; the statute demands prior approval by the Insurance Commissioner.
- C) Internal retention does not satisfy the requirement to submit the advertisements for approval before use.
- D) Distributing copies to producers does not meet the prior-approval requirement, which runs to the Commissioner.
Memory hook
Medigap ads get a permit before they print.