State RegulationsGA specificDifficulty 1/5
Which Georgia regulation contains the standards and requirements for long-term care insurance policies?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Reg. 120-2-16 is Georgia's long-term care insurance regulation, issued under O.C.G.A. § 33-42-1 et seq. It sets the policy standards, benefit requirements, and consumer protections for LTC insurance. By contrast, Reg. 120-2-8 governs Medicare supplement policies, Reg. 120-2-24 governs replacements, and Reg. 120-2-11 governs advertising.
Why the other options are wrong
- B) Reg. 120-2-8 contains the Medicare supplement rules, not the long-term care standards.
- C) Reg. 120-2-24 is the replacement regulation, which governs policy exchanges rather than LTC policy standards.
- D) Reg. 120-2-11 is the advertising regulation applicable to advertisements of all covered products.
Memory hook
LTC lives at 120-2-16.