State RegulationsGA specificDifficulty 2/5
A Georgia producer holding a life and accident & sickness license wants to begin selling long-term care insurance. What must the producer complete first?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under Reg. 120-2-3-.34(9), also reflected in Reg. 120-2-16-.34, a producer must complete an initial 8-hour state-approved long-term care training course before selling or soliciting LTC insurance in Georgia, followed by ongoing training of 4 hours every 24 months. Selling LTC without first completing the initial course violates the training requirement.
Why the other options are wrong
- A) The 4-hour course is the ongoing requirement, not the initial one, and the cycle is 24 months, not 12.
- B) The 6-hour course is the out-of-state partnership course for nonresidents, not the initial resident requirement.
- D) The initial training duty applies to all LTC sales, not only to LTC Partnership policies.
Memory hook
Eight to start, four to stay sharp every two years.