State RegulationsGA specificDifficulty 1/5
An insured gives written notice of a disability claim to her Georgia A&S insurer. Within what period must the insurer furnish claim forms?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-29-3(b)(6), the insurer must furnish the insured with claim forms within 10 working days after receiving notice of claim. If the insurer fails to do so, the insured is deemed to have satisfied the proof-of-loss requirements if he submits written proof of the nature and extent of the loss within the time otherwise allowed.
Why the other options are wrong
- A) The statute counts working days, not calendar days, for furnishing claim forms.
- C) 15 calendar days is the deadline for furnishing claim forms on request under the unfair claims practices rule in O.C.G.A. § 33-6-34(11), a different requirement.
- D) 30 days is a grace-period and Medigap free-look figure, not the claim-forms deadline.
Memory hook
Ten working days to hand you the paperwork.