State RegulationsGA specificDifficulty 1/5
Which of the following best describes the purpose of a Georgia insurance counselor license?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under the Georgia Insurance Code, a counselor license authorizes a person to render insurance advice, consultation, or analysis for a fee, as distinct from selling coverage for commission. Counselors are regulated separately by the Insurance Commissioner precisely because paid advice carries its own duty of care, and the counselor license is separate from a producer's license.
Why the other options are wrong
- A) Selling policies for commission is the producer's role; counseling is paid advice, not commissioned sales.
- B) Claims adjusting is a separate function and is not what the counselor license authorizes.
- D) A counselor license is itself a Georgia license with its own requirements; it exempts no one from licensure.
Memory hook
Counselor = paid advice, not commissioned sales.