State RegulationsGA specificDifficulty 1/5
Which Georgia official or office is responsible for administering and enforcing the state's insurance laws, including supervising insurers and producers?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under O.C.G.A. §§ 33-2-1 through 6, the Insurance Commissioner — heading the Office of Commissioner of Insurance and Safety Fire — is charged with administering and enforcing the Georgia Insurance Code. The Commissioner supervises insurers, licenses producers, conducts examinations and investigations, and enforces the insurance laws statewide.
Why the other options are wrong
- A) The General Assembly writes statutes but does not administer the insurance laws; O.C.G.A. §§ 33-2-1 through 6 vest that executive supervisory role in the Commissioner.
- B) The Department of Revenue handles taxation, not insurance supervision; insurance regulation rests with the Insurance Commissioner under O.C.G.A. §§ 33-2-1 through 6.
- D) Domestic insurers are themselves regulated by the Commissioner; there is no insurer-elected board that supervises the Georgia insurance business under O.C.G.A. §§ 33-2-1 through 6.
Memory hook
One office runs Georgia insurance: the Commissioner of Insurance and Safety Fire.