A Georgia producer gives inexpensive promotional merchandise to clients and prospects, with no gift contingent on buying or renewing a policy. Under O.C.G.A. § 33-6-4(b)(8)(C)(x), what is the maximum aggregate value of such merchandise the producer may give to any one customer per calendar year and still stay within the exception?

Why A is correct

Under O.C.G.A. § 33-6-4(b)(8)(C)(x), promotional prizes, goods, gift cards, tickets, and merchandise are permitted only when their value to each customer does not exceed one hundred dollars in aggregate per calendar year and when they are not contingent on a sale or renewal. Within those limits the gifts are lawful.

Why the other options are wrong

• B) Twenty-five dollars is not the Georgia threshold; the statute uses a one-hundred-dollar aggregate cap per customer per year.
• C) The exception carries an explicit dollar cap; unlimited giving falls outside it even if nothing is contingent on a sale.
• D) Five thousand dollars is not the statutory threshold, and advance reporting to the Department is not the mechanism of the exception.

Memory hook

Gifts okay under a hundred a year, never tied to the sale.