State RegulationsGA specificDifficulty 3/5
A Georgia producer has just been cited for an unfair trade practice violation. Which statement about when the Insurance Commissioner may impose the penalty under O.C.G.A. § 33-6-9 is correct?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-6-9, the penalty framework applies to a violation committed after notice and hearing — the Commissioner must first provide the procedural opportunity afforded under O.C.G.A. § 33-6-6 before administrative penalties attach. The process is administrative, so criminal conviction is not a prerequisite.
Why the other options are wrong
- A) An anonymous complaint triggers neither jurisdiction nor penalties; notice and hearing must come first.
- C) The administrative penalty under O.C.G.A. § 33-6-9 is independent of any criminal prosecution.
- D) Enforcement rests with the Insurance Commissioner's own authority, not the insurer's request.
Memory hook
No hearing, no penalty — Georgia fines only after fair process.