State RegulationsGA specificDifficulty 2/5
Before the Georgia Commissioner of Insurance may take formal disciplinary action against a producer's license, what does the law require?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-6-6, before the Insurance Commissioner takes adverse action such as suspension or revocation, the licensee is entitled to notice of the grounds and an opportunity for a hearing. This due-process structure protects licensees from arbitrary discipline and gives them a real chance to answer the evidence before their livelihood is affected.
Why the other options are wrong
- A) A criminal conviction is not a prerequisite for administrative license discipline.
- C) Georgia law does not require a warning step before discipline for any category of violation.
- D) Publication in a newspaper is not the required step — notice goes to the licensee with a chance to be heard.
Memory hook
No discipline without notice and a chance to be heard.