State RegulationsGA specificDifficulty 2/5
The Georgia Insurance Commissioner receives a complaint suggesting that a producer has engaged in unfair trade practices and is considering revoking the producer's license. Before taking that disciplinary action, Georgia law requires:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under O.C.G.A. § 33-6-6, the Commissioner's investigations of suspected unfair trade practices lead to disciplinary action only with due process: the producer must receive notice and an opportunity for a hearing before the license is suspended or revoked. The hearing requirement protects licensees from summary punishment on untested complaints, and the Commissioner's findings after the hearing support any resulting cease and desist order or penalty.
Why the other options are wrong
- A) A written reprimand does not satisfy the process due before revocation; notice and a hearing are statutory prerequisites.
- B) A criminal referral is not a precondition to administrative discipline; the civil process runs on its own track.
- C) Newspaper publication is not the required notice; the statute contemplates direct notice to the producer and a hearing.
Memory hook
No hearing, no hook: the Commissioner must give notice before pulling a license.