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State RegulationsGA specificDifficulty 1/5

A nonresident producer applies for a Georgia license under reciprocity. How may the producer's home-state licensing status be verified?

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Answer & full 3-part explanation (select an option above, or peek)

Why D is correct

Under O.C.G.A. § 33-23-16, Georgia extends reciprocity to nonresident producers, and home-state licensing status may be verified through the NAIC Producer Database (PDB) or by a certification letter dated within 90 days. If the home state does not license the activity at all, the applicant must take the Georgia examination instead.

Why the other options are wrong

  • A) No on-site examination of insurers is part of individual producer verification.
  • B) An insurer affidavit is not an accepted home-state verification method.
  • C) Surrendering the home-state license is not a condition of reciprocity.

Memory hook

PDB or a fresh 90-day letter — pick either.

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