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State RegulationsGA specificDifficulty 1/5

A producer from another state wants a Georgia nonresident license, but the producer's home state does not license the insurance activity in question. Under O.C.G.A. § 33-23-16, what must the producer do?

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Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

Under O.C.G.A. § 33-23-16, when the producer's home state does not license the insurance activity in question, the applicant must take and pass Georgia's licensing examination. Home-state standing is otherwise verified through the producer database or a certification letter dated within ninety days.

Why the other options are wrong

  • B) A letter of clearance is the mechanism for new Georgia residents, not the remedy for a nonresident whose home state lacks licensing.
  • C) No apprenticeship pathway exists in the statute for this situation.
  • D) The statutory remedy is Georgia's examination; a home-state waiver is not the requirement here.

Memory hook

Home state silent? Take the Georgia test.

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