State RegulationsGA specificDifficulty 2/5
A nonresident applicant wants a Georgia license for a line of insurance, but the applicant's home state does not license that activity. To obtain the Georgia nonresident license, the applicant must:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-23-16, Georgia extends reciprocity to nonresident producers whose home states license the same activity; where the home state does not license that line, the applicant must pass the corresponding Georgia examination to qualify. This preserves Georgia's competence standard for lines the home state never tested.
Why the other options are wrong
- A) Prelicensing education alone does not substitute for the required Georgia examination when the home state does not license the activity.
- C) A letter of clearance documents a home-state license for relocating producers; it does not cure a home state's silence on the activity.
- D) Posting a fidelity bond is not the statutory requirement for obtaining a Georgia nonresident license in this situation.
Memory hook
No home-state test for the line? Then take Georgia's.