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State RegulationsGA specificDifficulty 2/5

An agent licensed in another state applies for a Georgia nonresident license. The agent's home state does not license the activity the agent wishes to conduct in Georgia. What must the agent do?

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Answer & full 3-part explanation (select an option above, or peek)

Why B is correct

Under O.C.G.A. § 33-23-16, Georgia issues nonresident licenses on a reciprocal basis to producers properly licensed in good standing in their home states. When the home state does not license the activity the applicant wishes to conduct, reciprocity cannot be verified, so the applicant must take and pass the corresponding Georgia examination for that line of authority.

Why the other options are wrong

  • A) A letter of clearance is the tool for new residents seeking a resident license, not the remedy when home-state reciprocity is unavailable.
  • C) Reciprocity depends on the home state actually licensing the activity; without that, automatic issuance is impossible.
  • D) Prelicensing education is not the statutory response here; the requirement triggered is the Georgia examination itself.

Memory hook

No home-state license, no reciprocity — take the Georgia test.

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