State RegulationsGA specificDifficulty 1/5
A producer who knowingly makes unlawful false representations about the policy being sold in Georgia is guilty of what classification of offense?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under O.C.G.A. § 33-6-4(c), any person who makes an unlawful false representation as to the policy sold is guilty of a misdemeanor. Misrepresentation is therefore not merely an administrative issue — criminal exposure attaches — and the Insurance Commissioner may separately pursue suspension or revocation of the producer's license.
Why the other options are wrong
- A) The statute classifies false representations about the policy sold as a misdemeanor, not a felony, under O.C.G.A. § 33-6-4(c).
- C) Criminal exposure does attach; O.C.G.A. § 33-6-4(c) makes the conduct a misdemeanor rather than a purely civil matter.
- D) Beyond any administrative action by the Insurance Commissioner, O.C.G.A. § 33-6-4(c) imposes criminal misdemeanor liability.
Memory hook
False pitch about the policy sold = misdemeanor under Georgia's unfair trade practices act.