State RegulationsGA specificDifficulty 2/5
When does the Medigap open enrollment period begin for a Georgia beneficiary?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Georgia follows the federal Medigap framework, under which the open enrollment period begins when the beneficiary both attains age 65 and enrolls in Medicare Part B, running for six months. During open enrollment, insurers may not use medical underwriting to deny or price coverage. Georgia has no birthday rule extending Medigap enrollment rights.
Why the other options are wrong
- A) The trigger requires Part B enrollment in addition to age — the calendar-year birthday alone does not start the period.
- B) Enrollment in a Medicare Advantage plan is not the trigger for Medigap open enrollment.
- D) A prior denial is irrelevant — open enrollment is triggered by age plus Part B enrollment, not by a prior refusal.
Memory hook
Open enrollment opens when 65 and Part B meet — six months, no underwriting.