State RegulationsGA specificDifficulty 2/5
While marketing a Medicare-related product in Georgia, a producer tells an applicant that he is 'a representative of the federal Medicare program' so the plan must be right for the applicant. Under Georgia law this statement is:
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under O.C.G.A. § 33-6-4(b)(12)(A), it is an unfair trade practice to misrepresent affiliation with, or endorsement by, Medicare or the federal government when soliciting insurance. Implying personal affiliation with Medicare misleads the applicant about the source and endorsement of the product and is enforceable by the Georgia Insurance Department.
Why the other options are wrong
- A) Medicare may be named, but falsely claiming affiliation with it is specifically prohibited by O.C.G.A. § 33-6-4(b)(12)(A).
- B) Licensing status does not cure a false affiliation claim; the prohibition in O.C.G.A. § 33-6-4(b)(12)(A) applies regardless of licensure.
- D) Unfair claims settlement practices under O.C.G.A. § 33-6-34 govern claim handling, not solicitation misstatements about Medicare affiliation.
Memory hook
You may sell to Medicare clients, but you may never sound like Medicare — affiliation claims are misrepresentation.