State RegulationsGA specificDifficulty 2/5
A Georgia agent selling Medicare supplement policies tells prospects that the agent is endorsed by or affiliated with Medicare in order to boost sales. Under Georgia's unfair trade practices law, this conduct is:
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under O.C.G.A. § 33-6-4(b)(12)(A), it is a prohibited misrepresentation to state or imply that a person, policy, or agency is endorsed by or affiliated with Medicare or another government program. Agents selling Medicare supplement policies must never claim Medicare endorsement, and disclosing the insurer's name does nothing to cure the false affiliation claim.
Why the other options are wrong
- A) Disclosing the insurer's name does not cure a false claim of Medicare endorsement or affiliation; the misrepresentation remains prohibited.
- B) Medicare supplement business is regulated by both state and federal law; it is not exempt from Georgia's unfair trade practices rules.
- D) Continuing education obligations have nothing to do with marketing claims; claiming Medicare affiliation is never a required practice.
Memory hook
Medicare never endorses you.