State RegulationsGA specificDifficulty 2/5
A Georgia producer completed the initial state-approved long-term care training course and holds an active LTC appointment. To continue selling LTC insurance, what ongoing training requirement applies?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under Reg. 120-2-3-.34(9), a Georgia producer must complete an initial 8-hour state-approved LTC course before selling or soliciting long-term care insurance, and must then maintain the qualification with ongoing training of 4 hours every 24 months. A producer who lets this ongoing requirement lapse may not continue to market LTC products in Georgia, so tracking the two-year cycle is part of license-compliance practice.
Why the other options are wrong
- B) The ongoing LTC training cycle is 24 months, not 12; a 12-month cycle is a common misreading of Reg. 120-2-3-.34(9).
- C) 8 hours is the INITIAL course requirement before selling or soliciting LTC; the ongoing requirement is only 4 hours every 24 months.
- D) There is no semiannual LTC training requirement in Georgia; ongoing training runs on a 24-month cycle under Reg. 120-2-3-.34(9).
Memory hook
Start with 8, stay current with 4 every two years.