State RegulationsGA specificDifficulty 2/5
Two years ago a Georgia producer completed the initial long-term care training course and has been selling LTC insurance since. What ongoing training must the producer complete to keep selling LTC insurance?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under Reg. 120-2-3-.34(9), after the initial 8-hour course a producer must complete 4 hours of ongoing long-term care training every 24 months. Letting the ongoing requirement lapse means the producer may no longer sell or solicit LTC insurance in Georgia until the training is made current.
Why the other options are wrong
- A) The initial course is not repeated; the ongoing requirement is a shorter, separate course on a two-year cycle.
- B) The ongoing 4-hour requirement applies every 24 months — the initial course alone does not last forever.
- C) The ethics hours are part of general continuing education, not the LTC-specific ongoing requirement.
Memory hook
LTC stays fresh: 4 hours every 24 months, forever.