State RegulationsGA specificDifficulty 2/5
A licensed Georgia producer wants to start selling long-term care insurance for the first time. Under Georgia regulations, what training must the producer complete before selling or soliciting LTC insurance?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under Ga. Comp. R. & Regs. r. 120-2-3-.34(9), a producer must complete an initial 8-hour state-approved long-term care training course before selling or soliciting LTC insurance. Selling long-term care coverage without the initial course violates Georgia's training requirement and exposes the producer to regulatory action.
Why the other options are wrong
- A) The 4-hour figure is the ongoing requirement every 24 months — it does not replace the initial 8-hour course.
- C) The 2-hour Georgia Medicaid course applies to nonresidents who already completed an out-of-state partnership course, not to a new LTC producer.
- D) The required course is state-approved under Georgia regulations, not a federal course.
Memory hook
Eight hours up front before you sell LTC in Georgia.