State RegulationsGA specificDifficulty 1/5
How long is the standard term of a Georgia insurance producer's license, and when does it expire?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under O.C.G.A. § 33-23-18 and the Georgia licensing procedure, a producer's license is issued for a term of two years and expires on the last day of the licensee's birth month. Anchoring the renewal cycle to the birth month lets the Georgia Insurance Department stagger renewals across the calendar and gives every licensee a fixed, predictable renewal window.
Why the other options are wrong
- B) Georgia does not use a one-year term tied to the issue anniversary; the statutory term under O.C.G.A. § 33-23-18 is two years keyed to the birth month.
- C) The renewal cycle is tied to the licensee's birth month, not the month the license was issued, so two newly licensed producers in the same month can still have different expiration dates.
- D) Three years overstates the term; Georgia licenses run on a two-year cycle expiring at the end of the birth month.
Memory hook
Georgia licenses ride a two-year wheel that always stops at your birthday month.