State RegulationsGA specificDifficulty 2/5
In addition to administrative fines under O.C.G.A. § 33-6-9, what further remedy does the Insurance Commissioner have against a producer who repeatedly violates Georgia's unfair trade practices law?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under O.C.G.A. § 33-6-9, the Commissioner's remedies for unfair trade practice violations include administrative penalties up to $10,000 for each act or violation and suspension or revocation of the violator's license or authority. Criminal incarceration and damages awards are matters for the courts, not the Commissioner.
Why the other options are wrong
- A) Only the courts can impose jail sentences; the Commissioner's authority is administrative.
- B) There is no statutory remedy requiring refund of all premiums a producer has ever collected.
- C) Punitive damages are awarded by courts in civil actions, not by the Insurance Commissioner.
Memory hook
Fine them, then pull the license — the Commissioner's one-two punch.